Details
12-month NAV return
19.76%
Trailing 12 months
NAV / fund size
TZS 1,297.9323
TZS 45.94B
Data as of 2026-10-12
Liquidity
Not published
5-year lock-in; partial redemptions allowed after lock-in
Minimum investment
TZS 8,340
What this fund invests in
Mixed equities and bonds with life insurance rider
Source: offer document p44
Performance
Historical NAV change for the periods shown. Distributions may not be included; read the fund methodology before comparing income-paying funds.
- 1 week
- 2026-10-02 → 2026-10-09
- +0.12%
- 1 month
- 2026-09-09 → 2026-10-09
- +0.93%
- 3 months
- 2026-07-10 → 2026-10-09
- +4.19%
- YTD
- 2025-12-31 → 2026-10-09
- +15.67%
- 1 year
- 2025-10-09 → 2026-10-09
- +19.76%
A dash means this period is unavailable; it is not a zero return.
Keep exploring
Balanced Funds in Tanzania →Risks & terms
- Redemption timing
- Not separately specified for partial repurchase; governed by the general Statement of Account turnaround of 10 working days from receipt of application.
- Income distribution
- No periodic income distribution. Value accrues to the unit holder as NAV growth and is realized at maturity (10 years), on death/disability, on plan termination, or via partial repurchase after the 5-year lock-in. A Loyalty Bonus (5% of chosen Contribution under Regular Contribution Option, 7% under Single Contribution Option, one-time payment) is additionally payable at maturity, or on death occurring in the final year of the membership tenure, but only if every contribution was paid on schedule and no partial repurchase was ever taken during the membership -- funded via a daily reserve charged to the scheme and reversed for members who do take a partial withdrawal.
- Key risks
- Equity performance risk; Corporate/local-authority default risk; Interest rate risk; Foreign exchange risk; DSE liquidity risk; Tax-regime risk; Regulatory risk; Unforeseen factors; Insurance-policy risk
- Custodian
- CRDB Bank Plc
- Lock-in
- Partial repurchase after 5 years; full repurchase at year 10 or later
- Front/Exit Load
- 2% of NAV on partial repurchase after the 5-year lock-in; no exit load at maturity
- ESG Policy
- Unverified
- Notes unverified
- Includes life insurance rider
Official sources
Each figure uses its own latest available date. Management fees are not necessarily total costs. Open the full profile for risks, qualifications and source documents; historical results are not a forecast.
What the offer document says
The terms below come from Wekeza Maisha Fund's own offer document — the minimums, loads, lock-ins and settlement windows that decide what this fund actually costs you to enter and leave.
- Structure
- Open-ended balanced Unit Linked Insurance Plan (ULIP) unit trust scheme with a 10-year plan membership tenure
- Objective
- To empower the investing community by inculcating regular saving habits and generating long-term capital appreciation, while offering insurance cover benefits and sensitizing the need for life insurance in Tanzania.
- Asset allocation
- Debt Instruments (60%-100%); Equity (listed ordinary shares) (0%-40%)
- Minimum initial investment
- TZS 1,000,000
- Entry load
- Nil (units issued at face value TZS 100 during Initial Sale, at prevailing NAV thereafter, with no upfront charge either way)
- Exit load
- 2% of NAV per unit on partial repurchase (only possible after the 5-year lock-in has elapsed); value paid at maturity is NAV without any exit load. A minimum service charge of TZS 500 per transaction applies. On early termination of plan membership (e.g. non-payment of Regular Contributions) during the lock-in, a service charge of not less than 2% of NAV applies instead.
- Management fee
- 1.50% of NAV per annum
- Tax treatment
- Interest Income of the Scheme is taxable at 10% withholding tax, which is final; Income from dividends of listed companies whose shares are held by the scheme is taxable at 5% instead of the usual 10%; Capital gains arising from sale of listed equities and sale/maturity of listed bonds at the DSE held by the scheme are tax exempt
Checked against the fund's own offer document, page by page (reviewed 2026-08-31). Read the offer document